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Traveler's Check

Types of Traveler's Checks for Cashing

Thomas Cook and Barclays of the U.K., American Express and City bank of the United States, and traveler's checks issued by such Japanese banks as Sumitomo Bank, the Bank of Tokyo-Mitsubishi, Ltd and Fuji Bank.

Cashing Procedures

1.   In cashing a traveler's check, the client shall produce his or her own valid passport or pass for travel between the mainland and Hong Kong, Macao and Taiwan, and the purchase agreement.

2.   The client needs to countersign the traveler's check in the presence of the paying cashier immediately and the countersignature shall be consistent with the initial signature.

3.   Filling in the exchange memo: the contents filled in are identical to that for the exchange memo of foreign currencies in cash.

4.   Having to pay advances in cashing a traveler's check, our bank will, when converting the traveler's check into cash or deposit, deduct a discount interest at the rate of 7.5 per thousand of the face value and make the payment in the currency of the face of check..

 

Source: Bank of China
 

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